Bancassurance

Bancassurance is a collaboration between banks and insurance companies in marketing insurance products or a combination of insurance and bank products to bank customers. That is why, working with trusted partners and experts in the insurance industry, We can offer you a suitable product meeting your need, preference and plan.

 

 

1. PT Equity Life Indonesia                         https://www.equity.co.id/

Multi Benefit Protection

It is a life insurance product that guarantees lifelong protection with various benefits and investment value, with benefits that increase every year accompanied by an attractive rate of return from Investment Funds which are managed professionally by Investment Managers. Multi Benefit Protection guarantees the continuity and welfare of your family.

BENEFIT

BENEFIT	COMPENSATION
Benefits Of Death	Life insurance + an additional 1% per year from the initial sum insured starting in the 2nd year which is formed at the time of death
Died Due to Accident	2 x life insurance + an additional 1% per year from the initial sum insured starting in the 2nd year which was formed at the time of death + the investment value formed
Diagnosed Critical Illness	Critical illness coverage (without reducing life insurance)
Total Permanent Disability	Exemption of premium payments due after the risk of total permanent disability occurs
End Benefit	Life insurance money 100% + investment value formed if you live up to the age 100 years

For an explanation of the benefits, see the policy provisions

PRODUCT ADVANTAGES

• Affordable premium, minimum IDR 2,000,000/year (applies in multiples of IDR 200,000) for life protection and investment benefits at the same time.
• A definite increase in the Life Insured Money (1% per annum) starting in the second year.
• Allocation of 40% Premium for investment, and 60% Premium for life protection
• Investment with free insurance fees.
• Lifetime protection with 5,10,15 or 20 years Premium Payment Period.
• Premium Guarantee remains during the Premium Payment Period.
• Interesting investment development with Balanced Fund.
• Free to top up anytime.
• Free withdrawal of Investment Funds, can be done anytime.
• Free withdrawal of Investment Funds starting from the third year.
• Policy loan facility available.

PRODUCT TERMS

• Insured Entry Age                   : 1-60 years (nearest birthday)
• Policyholder Entry Age           : 17-75 years (nearest birthday)
• Payment Method                    : Monthly and yearly
• Premium Payment Period      : 5,10,15, and 20 years

 

2. PT Chubb Life Indonesia                         https://www.chubb.com/id-id/

Cancer Care Protection

Cancer Care Protection is a Life Insurance product that is presented by Chubb Life Indonesia for you by providing protection benefits for the risk of cancer and premium returns in the event of a risk of death and/or remaining alive at the end of period.

BENEFIT

1. Benefits of Death
   A 100% refund of the premium that has been paid.
2. Cancer Benefits
   • 25% of the Sum Insured if diagnosed with Early Stage Cancer
   • 100% of the Sum Insured if diagnosed with Advanced Stage Cancer (minus the Sum Insured previously paid)
3. Insurance End Benefit
   100% Premium Refund at the end of the 10th year if there is no claim

PRODUCT ADVANTAGES

• Benefit of 25% of the Sum Insured if the Insured suffers from Early Stage Cancer and 100% of the Sum Insured if the Insured suffers from Advanced Stage Cancer (less the Sum Insured that was previously paid).
• The benefit of returning premiums that have been paid if the Insured lives until the end of the insurance coverage period.
• Benefits of returning premiums that have been paid if the Insured dies due to any cause during the insurance coverage period.

PRODUCT TERMS

• Entry Age: 20-55 years old
• Coverage Period: 10 years or the maximum age of the insured is 65 years
• Premium Payment Period: 5 years
• Premiums are determined based on entry age, gender and sum assured
• Currency : Rupiah
• Sum Insured : Starting from IDR 25,000,000 to IDR 300,000,000